We provide a wide range of life insurance products including term life, whole life, Indexed Universal Life (IUL), mortgage protection life insurance, children's life insurance (whole life and IUL), final expense coverage, disability insurance, and critical illness insurance.
Our Debt Free Life program uses specially structured whole life insurance policies to help families pay off mortgages or other debts in 9 years or less without increasing monthly payments. The policy builds guaranteed cash value and an increasing death benefit while maintaining fixed premiums.
Yes, many of our core products offer accelerated underwriting that allows clients to get coverage without blood work, physical exams, or saliva tests. In many cases, you can receive an instant decision on your application.
Simple Solutions Financial Services, LLC serves clients in all U.S. states except New York. Our services are primarily delivered remotely through online consultations and phone.
We operate as an independent brokerage with access to 30 - 50+ top-rated insurance carriers. Our agents shop the market to find coverage tailored to your budget, health profile, and financial goals, ensuring a personalized fit rather than one-size-fits-all policies.
Living benefits allow policyholders to access a portion of their death benefit while still alive if they experience critical illnesses such as heart attack, stroke, or cancer. This helps cover medical bills or lost income during serious health events.
You can easily book a free virtual consultation or request a quote through our online booking system (Calendly) on our website. This allows you to connect with an agent at your convenience for personalized advice.
We offer ongoing support including free policy reviews, online claims guidance, beneficiary updates, and management of Infinite Banking policies to ensure your coverage continues to meet your needs.
We prioritize people over profits, utilize a multi-carrier approach with 50+ A+ rated companies for tailored solutions, offer living benefits and accelerated underwriting, and provide advanced strategies like Infinite Banking and Debt Free Life. Our agents also have opportunities for exclusive agency ownership and leadership growth.
Yes, we offer children's life insurance including whole life and Indexed Universal Life policies designed to lock in insurability early and build cash value for future needs like education or business startup.
Absolutely. We offer retirement planning solutions including annuities, Indexed Universal Life policies, and fixed annuities that provide tax-advantaged growth and stable income streams to help you secure your financial future.
Infinite Banking is a strategy using specially structured whole life insurance policies that allow you to build cash value and borrow against it to pay off debts or fund expenses. It helps you become your own banker, building wealth and liquidity while protecting your family.
We offer customized mortgage protection life insurance policies tailored to your loan amount and term. These policies can include living benefits to cover critical illnesses and ensure your mortgage is paid even if you become seriously ill or pass away.
Final expense insurance helps cover funeral, burial, and related costs to ease the financial burden on your loved ones. Policies are simplified issue, affordable, and sized to typical end-of-life expenses.
Yes, we offer dental and vision insurance plans designed to reduce out-of-pocket costs for routine and unexpected healthcare needs, including cleanings, procedures, and corrective care.
We provide agents with remote work opportunities, exclusive agency ownership, subsidized leads, industry-leading technology and training, transparent compensation plans, and pathways for leadership and equity-style participation under the Simple Solutions brand.
Yes, Simple Solutions Financial Services, LLC is accredited by the Better Business Bureau with an A+ rating, reflecting our commitment to ethical service and client satisfaction.
Yes, we provide expert guidance to quickly and securely update beneficiaries on your mortgage protection policy to ensure your coverage reflects your current wishes.
Thanks to accelerated underwriting, many clients receive instant decisions without medical tests. Traditional underwriting timelines may vary but our agents work to expedite the process as much as possible.